Smart Money Questions
Weekly investing and financial planning wisdom seeking to provide answers to your financial questions with your host, Matt Hausman.
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Episodes
Thursday May 19, 2022
Thursday May 19, 2022
A recent study found that the average American needs to save $1.04 million for a comfortable retirement. That’s one of the many fascinating statistics shared in the study. Join us as we share more of the findings and talk about how most retirees stack up.
See the statistics: https://www.annuity.org/retirement/retirement-statistics/
Read more and get additional resources here: http://smartmoneyquestions.com
Listen for these key topics:
2:37 – Savings expectations
7:15 – Delaying retirement
9:41 – Increasing savings
10:16 – Social Security
14:07 – Health care
15:26 – Where will you live?
Thursday May 05, 2022
Thursday May 05, 2022
Should you take out a 401k loan to pay off your debt? And does it matter what the kind of debt is? Today we’re going to tackle this common question and more to help you figure out your finances.
Read more and get additional financial resources here: http://smartmoneyquestions.com
Listen for these key points:
2:20 – 401k loans
5:16 – Exhaust other options
10:05 – Selling property
Thursday Apr 21, 2022
Thursday Apr 21, 2022
If you’re getting close to retirement, you may be envisioning what that next chapter will look like. A question that always comes up is how much money will you need to make? Some people feel like they should be bringing in more money during retirement, but is that smart? Let’s dive into that discussion on today's episode.
What we discuss on this episode:
2:27 – Bucket list years
5:40 – Where’s the money?
6:57 – After bucket list years
8:39 – Go through the process
9:15 – Medicare
Read more and get additional financial resources here: http://smartmoneyquestions.com
Thursday Apr 07, 2022
Thursday Apr 07, 2022
Today we’re answering a few of your questions about financial planning. Should a dentist sell his building and his business? What should you do with life insurance money? We’ll discuss these topics on the show.
Read more and get additional financial resources here: http://smartmoneyquestions.com
What we discuss in this episode:
3:24 – Renting building
6:29 – Investing cash
9:43 – Life insurance
12:53 – Moving forward
Thursday Mar 31, 2022
Thursday Mar 31, 2022
We came across an article about murky areas people don’t have clarity on when it comes to retirement planning. We’ll explain what those are and how to make sure you understand your retirement plan.
Read more and get additional financial resources here: http://smartmoneyquestions.com
What we discuss in this episode:
3:02 – USA Today article
4:13 – Inflation
6:55 – Social Security
9:00 – Withdrawal rate
13:21 – $1 million
14:43 – More murky areas
16:56 – Long-term care
19:48 – 401k investment options
Thursday Mar 10, 2022
Thursday Mar 10, 2022
We had a great conversation with the daughter-in-law of one of our clients. She and her husband recently had a child and she wanted to think about additional planning as far as investments. Here’s how we helped her prioritize her finances.
Read more and get additional financial resources here: http://smartmoneyquestions.com
What we discuss on this episode:
4:06 – Babies and finances
5:57 – Take advantage of benefits
8:23 – Disability insurance
10:42 – Budget for retirement investment
13:26 – Good debt and bad debt
Thursday Feb 17, 2022
Thursday Feb 17, 2022
On today’s episode, we’re answering questions we’ve gotten from clients, podcast listeners and others about all things finance. Find out how to prepare financially for an impending divorce and more.
Read more and get additional financial resources here: http://smartmoneyquestions.com
What we discuss in this episode:
4:21 – Preparing for divorce
7:27 – How divorce will affect retirement
8:17 – Do nothing
10:10 – Be your own advocate
11:07 – Company stock
12:34 – Picking stocks
Thursday Feb 03, 2022
Thursday Feb 03, 2022
On today’s episode, we’re taking your financial questions. Find out how to help an elderly parent with their housing, whether you can retire early and more.
Read more and get additional financial resources here: http://smartmoneyquestions.com
What we discuss in this episode:
3:31 – Mom’s house
7:48 – Retire early
10:07 – Health insurance
14:16 – Starting a business
Thursday Jan 20, 2022
Thursday Jan 20, 2022
Are you ready for the 2022 tax season? We’ll explain why breaking even in your taxes is so important and how behavioral finance plays a role in most people’s lives.
Read more and get additional financial resources here: http://smartmoneyquestions.com/
What we discuss in this episode:
0:07 – Tax filing date
2:38 – Break even on taxes
4:02 – Tax brackets
6:23 – Behavioral finance
10:26 – FOMO
12:15 – Irrationality
14:15 – 2022
Thursday Jan 06, 2022
Thursday Jan 06, 2022
Has your identity ever been stolen? If so, you know how much of a struggle it can be to take care of it and make things right again. Today we’re sharing some stories of our clients who have been through this difficult ordeal.
Read more and get additional financial resources here: http://smartmoneyquestions.com/podcastposts/episode-162-how-to-avoid-new-identity-theft-tactics/
What we discuss in this episode:
1:04 – Marijuana tax
2:12 – Bill Gates quote
3:46 – ID theft
6:11 – Client’s troubles
8:09 – Unemployment benefits
9:12 – ID monitoring
10:12 – Be cautious
11:33 – Use online banking