Thursday Sep 22, 2022

Social Security COLA and Timing

Choosing when to claim Social Security can have a huge impact on your retirement plan. A lot of people are unsure about whether they should delay Social Security or take advantage of another significant COLA increase. Today we are going to look at some of the different options you may have and narrow down the reasons they may or may not be for you.


What we discuss in this episode: 

  • Do you time the market or do you time Social Security? (2:21)
  • Do you qualify for spousal benefits? (5:28)
  • Social Security has a guaranteed interest rate for delaying. (7:31)
  • If you are going to delay Social Security and not work, what other assets are you going to depend on? (10:29)


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